After a storm, a branch falls on the car - what to do?
After the big storm a shock: on the parked car is a huge branch. It means keeping calm and doing everything right.
1. The damage must be reported immediately to the insurance company, by phone or e-mail.
2. It is helpful to take pictures, before you start cleaning up, for B. to remove broken glass. Nothing should be changed so that the damage can be completely logged.
3. Important is also a detailed damage list.
4. Without partial or full insurance the damage is not taken over.
5. The fully comprehensive insurance pays wind damage even under wind force 8.
6. The partial coverage insurance only pays storm damage from wind force 8, which is 62 to 74 km per hour.
7. The wind strength measured on the day of the damage is learned from the weather service.
8. The car owner must secure his car immediately after making a list of damage and the photos, for. B. cover broken windows, so that no rainwater enters the car, causing further damage.
9. By the way, the car owner will not be downgraded in his damage-free class. This only happens if he caused the damage himself. So drive against a rotten tree and thus makes loose a branch that falls on the car. That went very stupid then!
