Bring insurance and electricity up to date
I've found that actually, by comparing and reviewing existing insurance, unused accounts or credit cards, electricity rates or car insurance policies, you can save a lot when you update everything.
For example, this year I have optimized the following. (The conditions have remained largely the same, and have only "worsened" if I have decided to do so.) For example, I did not insure bicycle theft because my bike is either in the closed basement or I am driving it.)
Household goods, liability and legal protection
old 334 euros a year
new 192 euros per year
Savings 142 Euro per year due to provider change
Car insurance
old 300 euros a year
new 264 euros per year
Savings 36 euros per year Adjustment of the km-performance
Telephone and internet
old 29.90 euros per year
new 25,00 Euro per year
Savings 4.90 euros per month and 3 months free by provider change
electricity
old 660 euros per year
new 380 euros per year
Savings 280 euros per year through new customer bonus and tariff matching my kW / h consumption
Digital TV
old 4,45 Euro mtl.
new 0,00 Euro mtl.
Savings 4,45 Euro mtl. through abolition because I've watched the Italian channels that I've received far too rarely
Fitness center
old 16,90 Euro mtl.
new 0,00 Euro mtl.
Saving 16,90 Euro mtl. by termination of my contract, because currently at work often on the road and irregular working hours
Credit card
old 20 euros a year
new 0,00 Euro per year
Saving 20,00 Euro per year by canceling the card through my bank and applying for a free credit card
Overall, this makes me in the year 912.00 euros and thus 76.50 euros mtl. That's a really good trip in the European area ...
It really pays off and changing is really a breeze.
